Retirement Times

With the Department of Labor (DOL) declining to challenge industry groups' motions for final judgement, the 2024 version of the fuduciary rule known as the Retirement Security Rule has been vacated

A new survey by Voya Investment Management finds that participants who invest in target date funds (TDFs) feel significantly more confident about their retirement savings than their peers who are not invested in TDFs.

The ultimate proof of retirement plan participant success is in the results: wheter the participant achieves a financially secure retirement.

A December 2, 2025 hearing, titled "Pension Predators: Stopping Class Action Abuse Against Workers' Retirement," was convened by Subcommittee Chair Rick Allen (R-GA)...

The regulatory follow-through on SECURE 2.0's paper-statement mandate is now entering its next stage.

According to Escalent's 2025 Retirement Planscape study, more than half of plan sponsors rank cybersecurity as their No. 1 "plan fear," ahead of poor investment performance and insufficient participant savings.

New research from Fidelity highlights the increasing pressures many employers face as they work to guide employees toward a secure retirement.

Markets have been flirting with record highs on a regular basis, but not all employees are riding the wave toward retirement readiness.

For many American workers over 50, retirement timelines have become a moving target...

Participants in their 60s are poised on the cusp of retirement, where every move can have big consequences.

Nearly a quarter of all Gen Z employees aren't enrolled in a company retirement plan, according to BenefitsPro.

Target-date funds have played a vital role in giving American workers access to professional help when establishing and maintaining a diversified investment portfolio.

For many workers, early retirement is the ultimate goal - carefree days filled with road trips, golf, or time spent with friends and family.

As a plan sponsor, you probably spend a fair amount of time dealing with it one way or another - whether you're gathering, analyzing, or reporting it.

Generation X - comprising those born between 1965 and 1980 - faces unique financial and social pressures that have left almost half of them with no retirement savings.

Recent findings from the Government Accountability Office (GAO) highlight critical considerations for sponsors exploring cryptocurrency as a retirement plan investment option.

The Department of Labor (DOL), in partnership with the Internal Revenue Service (IRS), released a statement in November detailing disaster relief measures for employee benefit plans, patricipants and sponsors affected by Hurricane Helene, Tropical Storm Helene and Hurricane Milton.

Americans believe that need nearly $1.5 million to retire comfortably, a number that has soared by more than 50% since 2020, according to Northwestern Mutual's 2024 Planning & Progress Study.

By the second quarter of this year, the number of "401(k) millionaires" rose 2.5% from Q1, marking a record high according to Fidelity.

Housing? Check. Life Insurance? Check. Dining out? Check. For most retirees, these types of line items are fairly predictable and factored into their monthly budget.

In late June, the IRS issued a notice providing critical guidance on early withdrawal penalty exemptions under the SECURE 2.0 Act.

A recent survey from market intelligence firm Cerulli Associates highlights a striking disparity in the financial wellness space. 

Beneficiary designations are a critical yet often neglected aspect of retirement plans.

Recent research conducted by Economoist Impact highlights a significant discrepancy between white and Black workers' retirement confidence. 

You could say that the past year has been one for the record books.

Target date funds are in high demand these days.

Americans are increasingly getting financial and retirement planning guidance from social media, risking exposure to misinformation, harmful advice and outright scams.

According to a December 2023 survey from Schroder’s, nearly half of non-retired Gen Xers, those born between 1965 and 1980, have not done any retirement planning whatsoever.

Retirement planning often directs attention toward mid-career 401(k) participants and those nearing retirement

Members of the House of Representatives recently raised concerns regarding the Department of Labor’s EBSA investigations into plan sponsors, citing them as lengthy and burdensome, and called for reform.

Sound investment decisions are rarely made under the weight of worry.

More and more workers are taking hardship distributions from their 401(k) accounts, a recent report shows.

According to recent data from the National Council on Aging and the Women's Institute for a Secure Retirement, nearly half of women ages 25 and older lack access to a tax-advantaged, employer-sponsored retirement plan.

Financial stressors including stubbornly high inflation and historic levels of credit card debt continue to impact workers across a wide range of income brackets.

The relationship we forge with our future selves can greatly impact financial decision making in the present.